myFICO
30 days free · $19.95/mo after
Exit grade D: No self-serve online cancel: you have to call to close the account.
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Track this trialQuick answer
The myFICO free trial runs 30 days, then bills $19.95/month. A credit card is required to start. Cancelling is moderate. Our take: Only place to buy real FICO scores from all three bureaus — one month is enough for a mortgage prep snapshot.
Last verified: July 22, 2026
On myfico.com
Our take
Only place to buy real FICO scores from all three bureaus — one month is enough for a mortgage prep snapshot. (75% off first month of Basic (~$4.95))
The honest data
By the numbers
- Trial length
- 30 days
- Price after
- $19.95 / mo
- Card required
- Yes
- Cancellation
- Medium
myFICO free trial - frequently asked
- Is the myFICO free trial really free?
- Yes - the myFICO free trial is free for 30 days. A credit card is required, so it renews at $19.95/month unless you cancel first.
- How much does myFICO cost after the trial?
- After the free trial, myFICO costs $19.95 per month.
- Do I need a credit card for the myFICO trial?
- Yes - myFICO requires a credit card to start the free trial, so note the renewal date - day 30 - if you only want the trial.
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