YNAB (You Need A Budget)
34 days free · $14.99/mo after
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Track this trialQuick answer
The YNAB (You Need A Budget) free trial runs 34 days, then bills $14.99/month for the Single tier with full feature set. Students with a .edu email get $4.99/mo for a year (sometimes free for 365 days via the College Program). plan. No credit card is required to start. Cancelling is easy. Our take: This is the cleanest trial in our entire catalog.
Last verified: July 22, 2026
On ynab.com
Our take
This is the cleanest trial in our entire catalog. No card, no countdown stress, no retention call. The app demands real effort — you assign every dollar a job — but if you survive the learning curve in those 34 days, you've already paid back the year. Skip if you want "set it and forget it"; this is the opposite.
The honest data
By the numbers
- Trial length
- 34 days
- Price after
- $14.99 / mo
- Card required
- No
- Cancellation
- Easy
YNAB (You Need A Budget) free trial - frequently asked
- Is the YNAB (You Need A Budget) free trial really free?
- Yes - the YNAB (You Need A Budget) free trial is free for 34 days. No credit card is required to start.
- How much does YNAB (You Need A Budget) cost after the trial?
- After the free trial, YNAB (You Need A Budget) costs $14.99 per month for the Single tier with full feature set. Students with a .edu email get $4.99/mo for a year (sometimes free for 365 days via the College Program). plan.
- Do I need a credit card for the YNAB (You Need A Budget) trial?
- No - YNAB (You Need A Budget) does not require a credit card to start the free trial.
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